
Provider review
Factor Health MD review
By Derek Olsson ·
Longer-plan discounts come with conflicting policies
The $79.99 semaglutide headline is a twelve-month equivalent; the monthly option is $99.99. Published refund and commitment pages disagree, so the lowest displayed rate does not settle what leaving early would cost.
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On this page
The verdict
Factor Health MD publishes a detailed menu of monthly and longer-supply prices with shipping, supplies and clinician appointments included. That helps budgeting, but conflicting refund and commitment statements make the exit terms harder to assess, and a monthly payment option should not be mistaken for freedom to leave after one month.
Factor Health MD isn't on any of our comparisons yet. The providers we compare in this category are on our semaglutide provider ranking. Nothing on this page is a performance claim — see how semaglutide works for what the treatment does and does not do.
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Who it is for, and who it is not
A good fit if
- You want to compare monthly prices with longer-supply equivalents before choosing
- You prefer medication, shipping, syringes and alcohol swabs listed together
- You can obtain written confirmation of the applicable commitment and refund terms
Look elsewhere if
- You need an unqualified first-month money-back promise
- You assume the advertised annual equivalent is the monthly-plan price
- You want the assigned pharmacy and complete service-state list disclosed in the reviewed offer
What it actually costs
What they advertise
Monthly: semaglutide $99.99; tirzepatide $189.99
What you actually pay, month to month
Semaglutide is listed at $99.99/month. Published monthly options are $99.99 for semaglutide and $189.99 for tirzepatide. Annual supply figures are $959.88 and $1,799.88, equivalent to $79.99 and $149.99/month; six-month and quarterly choices have separate totals. The supply totals do not by themselves establish when the full amount is charged.
The commitment trap
A monthly payment option does not remove the initial three-month commitment stated in the payment policy. General terms and FAQ statements conflict with that policy, so obtain the terms for the selected plan before paying.
Money you will meet later
- The payment policy lists early cancellation fees of $249.99 for semaglutide, $369.99 for tirzepatide or $269.99 for liraglutide
- Successful cancellation before fulfillment deducts $50 under the payment policy; the general terms separately describe a first-month refund
- Using a pharmacy outside the recommended network may change the medication cost
Prices come from Factor Health MD's own website and can change without notice — confirm before you buy. Work out what a vial actually gives you with our peptide dose calculator.
What is included
Compare the total cost, including fees and any minimum commitment. Here is what Factor Health MD bundles in, and what it does not.
Clinician consult
A video consultation is required
Virtual physician appointments as needed are listed in pricing. The FAQ says a two-way audiovisual consultation is required.
Bloodwork / labs
The lab allowance is unclear
The reviewed program pricing does not establish a routine lab requirement or a specific testing allowance.
Follow-ups and dose changes
Automatic refills are described
Product pages describe automatic refills and ongoing care. Review timing and prescription decisions depend on the clinician.
Human support
Care coordination is described
Care coordination and ongoing support are described; the assigned provider depends on state licensing and availability.
Injection supplies
Syringes and alcohol swabs are included
Syringes and alcohol swabs are listed at no extra cost.
Shipping
Shipping is included
Shipping is included in the listed medication programs. A guaranteed treatment-specific delivery time is not established.
Pharmacy, labs and oversight
The pharmacy
The dispensing pharmacy is not named. The FAQ describes a pharmacy network without naming the facility assigned to a prescription. It permits another licensed pharmacy, but warns that outside-network pricing may differ. Factor describes itself as a platform coordinating independent providers and pharmacies.
Oversight
Automatic refills are described. Product pages describe automatic refills and ongoing care. Review timing and prescription decisions depend on the clinician.
Compounded peptides are not FDA-approved products, and a 503A pharmacy compounds for a named patient while a 503B outsourcing facility manufactures in batches under CGMP. Neither is a quality guarantee on its own — a named facility is simply a fact you can check, and an unnamed “partner pharmacy network” is not. Our guide to verifying a certificate of analysis covers what to ask for.
Where you can get it
Services are limited to select states. The general terms limit services to select states, while the FAQ ties provider assignment to state licensing and availability. The reviewed pages do not establish a complete current coverage list.
The honest cons
The part they would rather you skipped
The payment policy requires an initial three-month commitment and describes early fees and nonrefundable pharmacy processing. The general terms instead promise a first-month refund within thirty days, and FAQ statements also differ on commitments. A buyer cannot safely treat the most favorable sentence as the whole cancellation agreement.
- Annual equivalents are lower than the actual monthly-plan figures
- Refund and commitment statements conflict across public policies
- Early cancellation can trigger a full retail-month fee under the payment policy
- The assigned pharmacy, clinical entity and complete state list remain unclear
Weigh these trade-offs against the costs, care and terms above. For questions to ask before enrolling, see our vendor red-flags guide.
Questions about Factor Health MD
What do Factor's monthly and longer-supply prices mean?
Semaglutide is listed at $99.99 on the monthly option, $284.97 for three months, $539.94 for six and $959.88 for twelve. Tirzepatide is $189.99 monthly, $539.97 for three, $1,019.94 for six and $1,799.88 for twelve. The lowest $79.99 and $149.99 figures are annual equivalents; ask when the chosen supply total is charged and how it renews.
Can I cancel after just one monthly payment?
Do not assume so. The payment policy requires three months for weight-loss programs regardless of payment plan and lists early fees of $249.99 for semaglutide, $369.99 for tirzepatide and $269.99 for liraglutide. Other public wording describes more flexibility. Request the exact commitment and cancellation terms for your selected plan in writing.
Does Factor provide a thirty-day money-back guarantee?
Its general terms offer a full first-month fee refund within thirty days, but the separate payment policy allows a prefulfillment refund only if cancellation succeeds, minus $50, and excludes pharmacy-processed prescriptions. Doctor rejection receives a full refund under that policy. These statements conflict; neither should be presented as an unconditional refund promise.
Is pay-as-you-go a monthly subscription?
The pricing page labels it a one-time purchase with no recurring charges. Semaglutide is $300 for 5mg, $400 for 10mg or $550 for 20mg; tirzepatide is $399 for 40mg or $499 for 60mg. Those are medication quantities, not established monthly treatment costs. Ask how the purchase is handled under the broader payment policy before ordering.
What comes with the listed medication price?
Pricing includes medication at the listed all-dose rate, syringes, alcohol swabs, virtual physician appointments as needed and shipping. The FAQ requires a video consultation. A specific lab allowance is not established, and filling outside the recommended pharmacy network may change your cost.
Can I identify my provider and pharmacy before care starts?
The FAQ says provider assignment depends on state licensing and availability, with the assigned provider identified before the appointment. It does not name the dispensing network's facilities in the reviewed pages. Confirm the actual clinician, pharmacy and eligibility in your state; a general network description does not identify who will handle your prescription.
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Side by side: our semaglutide provider ranking · Every provider we review →
Read this before you buy
A provider comparison is half the decision. The other half is whether the compound does anything for you at all — and whether it is allowed where you compete. Growth-hormone secretagogues are banned in tested sport, year-round, and a prescription does not change that.
Provider offers and terms are based on Factor Health MD's public information. Other sources, where used, are identified in this review. Prices and terms change without notice — confirm on Factor Health MD's site before you buy. Provider names and logos on this page identify the company under review; their use does not imply endorsement, sponsorship or affiliation. This page is informational and not medical advice; compounded peptides are not FDA-approved, and growth-hormone secretagogues are banned in tested sport year-round. See our disclosure and editorial policy.